What are term insurance rates?

A rate for term insurance is the price you pay per $1,000 of term life insurance coverage.

Your rate is based on your personal risk factors, including but not limited to your age, gender, health, tobacco use, occupation, hobbies and driving record.

The younger and healthier you are, the lower your rate for term insurance.

You can compare term insurance rates by visiting a life insurance website, filling out a quote request form, and instantly receiving your free ter...

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The cost of a life insurance policy per month depends on the insurance company, as well as, the type of life insurance policy, and the amount of life insurance coverage.

Your personal risk factors also go into determining the cost of your life insurance. These risk factors may include your age and gender, your family health history, your own health, your lifestyle, tobacco use, driving record, hobbies, and occupation, among other things.

Basically, the longer are expected to live, the lower you...
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